|
|
|
Not all advisers are the same
Neither are all people. There are many different reasons why people want to save or invest and the options are almost endless. Some people prefer a steady guaranteed growth over time, whilst others are looking for the potential of higher returns in the shorter term. There is no right or wrong answer - it's just what is right for you.
Whatever your situation it makes sense to have as much choice as possible.
Under current legislation there are three different types of adviser:
-
Tied Adviser
Most Banks, Building Societies and Estate Agents are tied advisers. This means that their advice is limited to the products of a single company. -
Multi-Tied
This means that the adviser is only able to look at the products of a limited number of companies. -
Whole of Market
The widest level of choice that you can receive. As you might expect, this means the adviser is able to look at products and companies from the whole of the market to find the option that is best for you.
As our name suggests, at Choice Financial Solutions we offer you the widest level of Choice and access to the whole of the market.
Our aim
We are committed to offering our clients the highest possible standards of service at all times. In doing so, we are pleased to support the Financial Services Authority initiative “Treating Customers Fairly”.
We want each and every customer to receive a level of service which enables them to fully understand all the implications of the contract they are entering into. When considering any investment we have recommended to you, there are some basic questions that we ask you to consider:
- Why am I investing?
- Does the product meet my needs?
- Do I understand the product?
- What is my maximum loss?
- How can I get my money back?
Further advice and assistance in answering these questions is available from your advisor. We can also provide you with guides from the Financial Services Authority (the FSA), called Moneymadeclear. If you prefer, you can see the guides on the FSA’s website at www.moneymadeclear.fsa.gov.uk/