Whether you require advice on investing for the first time or are an experienced investor, we can tailor our services to suit your needs.
We recommend an initial meeting to find out more about what you are looking to achieve and we will tell you more about how we may be able to help and which level of service may be most appropriate. This meeting will last up to an hour, is free of charge and is completely without any obligation. Before this meeting you may like to consider:
What would you like your money to achieve?
You may be looking for an income from your capital or just capital growth? You may require growth now and income in the future, or a combination of the two?
How long are you looking to invest the money?
Whilst how you may want to use the money could change, do you have definite plans to spend the money at some future date or do you just need flexibility to change how the money is used?
What other investments and savings do you have?
You may require advice on a specific sum of money, but our advice will be influenced by what other monies you have and how this has been invested. Have you used your ISA allowance? What short-term money do you have ‘in case of need’?
What rate of tax do you pay?
Making your investments as tax efficient as possible is a key part of investment planning. To help us do this we would like to know what rate of tax you pay now and if this is likely to change in the future.
Our Aim
We are committed to offering our clients the highest possible standards of service at all times. In doing so, we are pleased to support the Financial Services Authority initiative “Treating Customers Fairly”.
We want each and every customer to receive a level of service which enables them to fully understand all the implications of the contract they are entering into. When considering any investment we have recommended to you, there are some basic questions that we ask you to consider:
- Why am I investing?
- Does the product meet my needs?
- Do I understand the product?
- What is my maximum loss?
- How can I get my money back?
Further advice and assistance in answering these questions is available from your advisor. We can also provide you with guides from the Financial Services Authority (the FSA), called Moneymadeclear.
If you prefer, you can see the guides on the FSA’s website at www.moneymadeclear.fsa.gov.uk/
Contact us to see how we can help...
Under current legislation there are three different types of adviser:
Tied Adviser
Most Banks, Building Societies and Estate Agents are tied advisers. This means that their advice is limited to the products of a single company.
Multi-Tied
This means that the adviser is only able to look at the products of a limited number of companies.
Whole of Market
The widest level of choice that you can receive. As you might expect, this means the adviser is able to look at products and companies from the whole of the market to find the option that is best for you.
As our name suggests, at Choice Financial Solutions we offer you the widest level of choice and access to the whole of the market.