Not all advisers are the same
Death and illness are things that we don't like to think about. The reality is that these are the only things that you can guarantee will happen to all of us during our lifetime. As individuals we don’t know when this event will take place so if we care about what happens to our loved ones, we need to plan for this event
For the majority of people ensuring that they and their families will be taken care of is an integral part of their financial planning.
With more and more companies offering this type of cover and with huge differences in the cover they offer, it makes sense to obtain advice from someone who will find you the best products available at the most competitive premiums.
Warning
Just because an adviser can offer you choice on your mortgage, does not mean they can offer you choice on your protection.
We offer you choice on both.
IF YOU ARE ARRANGING YOUR LIFE COVER THROUGH A BANK, BUILDING SOCIETY OR ESTATE AGENT, WE GUARANTEE TO FIND IT CHEAPER.
Under current legislation there are three different types of adviser:
Tied Adviser
Most Banks, Building Societies and Estate Agents are tied advisers. This means that their advice is limited to the products of a single company.
Multi-Tied
This means that the adviser is only able to look at the products of a limited number of companies.
Whole of Market
The widest level of choice that you can receive. As you might expect, this means the adviser is able to look at products and companies from the whole of the market to find the option that is best for you.
As our name suggests, at Choice Financial Solutions we offer you the widest level of choice and access to the whole of the market.