How much will my mortgage cost?

One of the most frequent questions we get asked is How much will my mortgage cost? It’s a good question, because whether you are a first time buyer or looking at a Buy To Let mortgage your mortgage is probably going to be your biggest outgoing each month and it’s important to know that potential payments are affordable to you both now and in the future, even before your start shopping around for your ideal home.

Our mortgage cost calculator is quick and easy to use so you can find out the cost of your mortgage in seconds.

Simply adjust the following to calculate your mortgage costs:

The calculator will display your monthly mortgage cost based on the figures you provide, and help you plan your monthly budget, but to get a more accurate figure, you should call us on 0800 6128099 or contact us. We know from experience which lender is suited to any given situation and what will be the most competitive rate available for you.

A quick and easy way to calculate the cost of a mortgage loan and monthly payments. The figures provided by this calculator are for illustrative purposes only. It does not include all of the details you may need to arrange a mortgage loan. All mortgage loans depend upon the valuation of the property and the lenders own criteria.

Complete the information required and click the 'Calculate' button.

Mortgage loan - principal amount required
(omit commas): £
Annual interest rate - (e.g. 4.99): (%)
Mortgage term - (number of years - e.g. 25): (Years)
     
Commencement - select the start month:
Show all repayments?  

Results are for your general information and use only and are not intended to address your particular requirements. Results should not be relied upon in their entirety and shall not be deemed to be, or constitute, advice. Although endeavours have been made to provide accurate results and timely information, there can be no guarantee that such information is accurate as of the date it is received or that it will continue to be accurate in the future. No individual or company should act upon such information without receiving appropriate professional advice after a thorough examination of their particular situation. We cannot accept responsibility for any loss as a result of acts or omissions taken in respect of using this calculator. Thresholds, percentage rates and tax legislation may change in subsequent finance acts. Homeowner Loans: The actual rate available will depend upon your circumstances. If you are seeking a mortgage loan, then you must make a formal application to an appropriate mortgage lender, who will consider your application in accordance with their lending criteria. Mortgage loans are normally subject to a formal valuation of the property and proof of your earnings.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

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