Protection

Critical Illness Cover

The good news is that advances in medical science mean that more people than ever now survive serious illnesses. For example, 82% of breast cancer sufferers will survive for at least 5 years after diagnosis*.

Being diagnosed and suffering from a critical illness can be emotionally and physically draining, disrupting your ability to earn a living or care properly for yourself and or your family.

Many people who are well enough to return to work can’t always work the same hours as before, so they could well experience a long-term drop in income. This is where Critical Illness Cover can really help. Even a little bit is better than none at all. It would give you peace of mind that if the worst happened, you’d be covered.

Critical illness assurance pays a tax-free lump sum or a monthly income on diagnosis of any one of a list of serious illnesses – including cancer and heart attacks. Claims statistics suggest you are five times more likely to suffer from one of these than you are to die before you reach 65.

The money from Critical Illness Cover could help:

  • Pay off your mortgage
  • Repay loans or credit card debts
  • Pay for Childcare
  • Pay Council tax and other monthly bills
  • Medication or changes to the home
“Having protection can’t reduce the odds of something happening to you – but it can make life a lot easier if it does.”

Every year 146,000 people suffer a heart attack. 52,000 of those people with survive**

9 out of 10 patients suffer higher costs or a loss of income as a result of their diagnosis***

Sources

*www.statistics.gov.uk, for women diagnosed during 2001-2006. March 2010
**www.cardicacmatters.co.uk, January 2011
***Macmillan, The cost of living doesn’t stop going up, autumn 2008

Contact us to see how we can help ...

Free phone: 0800 612 8099*