How We Get Paid

How we get paid for Mortgage Advice

As independent mortgage advisers we offer you a choice of how we get paid:

We can get paid directly by the mortgage lender. The majority of lenders generate most of their business through intermediaries like ourselves, this means that they do not have to employ large numbers of mortgage advisers and they pay us in lieu of that.

You can choose to pay us by fee if you prefer and we will refund any remuneration we receive from the lender back to you.

In certain  circumstances, we reserve the right to charge a fee and retain the commission.

We will explain our fee structure fully to you as part of your initial, free, no obligation meeting.

How We Get Paid – Investments & Pensions

Our first meeting is always provided ‘free of charge’ and this is where we will assess your needs and discuss your investment objectives.

When we meet we will tell you more about how our different levels of service are structured and agree the most suitable investment strategy for you.

We offer five levels of service – ‘Transactional’, ‘Bronze’, ‘Silver’, ‘Gold’ and ‘Platinum’ and they offer different levels of ongoing service and are priced accordingly.

We can usually provide discounts on the fund management costs of your investment that help offset the annual costs of our services. Our annual costs typically range from 0.50% to 1.00% depending on the amount you wish to invest and the level of service you require.

More details can be found in our Ongoing Service

Contact us to see how we can help ...

Free phone: 0800 612 8099*